Credit Card Counseling And Debt Consolidation

Credit Card Counseling And Debt Consolidation

have you ever had one of those days where bill collectors were obtaining on your nerves and you didn ' t recognize what to do? You though, " if I had a credit card on worker, it would take care of my debt problems! " And then you probably thought " …if only I applied for a credit card. "

I am going to provide you with a meagre catalogue of the cheapest credit cards available ( in terms of annual fees and sake rates ), as well as some credit debt consolidation counseling.

The percentage of wellbeing on a credit card is one of the chief factors you should fulcrum on when considering a credit card. High rates of good can surpass to higher bills, which is why you should always look for cards with the lowest rates, especially if you plan to unload debt to the card.

Citi® Platinum Select® Card, for instance, offers 0 % APR for nine months, and 9. 49 APR after the introduction name. Chase Platinum Visa® / MasterCard®, a comparable competitor card, offers 0 % APR for six months and as low as 8. 74 APR after the introduction case.

Discover® Platinum Cards each submission 0 % Introductory APR for 6 or 12 months with fees as low as 7. 99 % after the introductory word has gone. And AT&T even has its have card now. AT&T pandemic Platinum MasterCard® offers 0 % APR for 12 to 15 months with a 9. 49 APR after the introductory word.

Citi, in supplement to their Citi® Platinum Select® Card, has a variety of assume cards that proposition diverse rates. Some of their cards may offer a cash back program, which provides you a parent of debt consolidation.

Citi® Driver ' s Edge® Platinum Select offers 0 % APR for 12 months and even allows you to get 5 % rebates on purchases for nine months and then 1 % thereafter. Citi® Dividend Platinum Select® offers 0 % APR for 9 months and you can obtain 5 % cash back at supermarkets, drugstores, and gas stations. You can procure an fresh 1 % on all more purchases.

No matter which credit card company you choose, you should sign on with their cheapest credit card with the cheapest sake rates for consolidating debt.

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